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Compare 2023 benefits to decide which is best for you

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of 2
Medicare Advantage HMO Plan
CCA Medicare Excel
Medicare Advantage HMO Plan
CCA Medicare Ultima
Benefits
Monthly Plan Premium1
$0 $40 or less
Annual Medical Deductible
$0 $0
Maximum Out-of-Pocket Costs
No more than $4,500 annually No more than $4,500 annually
In-Network Referrals
None required None required
In-Network Primary Care Copay
$0 $0
In-Network Specialist Copay
$30 $0
Inpatient Hospital Stays
Inpatient:
$295 per day for days 1–6;
$0 for days 7 and beyond
Inpatient:
$295 per day for days 1–6;
$0 for days 7 and beyond
Preventative Care
$0 $0
Prescription Drugs2
$0 for Tier 1 and Tier 2, Preferred Retail $0 for Tier 1 and Tier 2, Preferred Retail
Dental Services
$0 copay for routine and preventive dental services. Comprehensive dental care coverage $3,500 annual maximum6 $0 copay for routine and preventive dental services. Comprehensive dental care coverage $3,500 annual maximum6
Vision Services
$250 flex card for routine eye exams and eyewear $250 flex card for routine eye exams and eyewear
Hearing Services
$0 routine exam
$2,000 per year for two hearing aids (one per ear)
$0 routine exam
$2,000 per year for 2 hearing aids (1 per ear)
Over-the-Counter Benefit3
$200 every three months for approved Medicare OTC items
Amounts do not rollover from one quarter to the next
$200 every three months for approved Medicare OTC items
Amounts do not rollover from one quarter to the next
Covered  Covered 
In-home Support (non medical)
60 hours per year 60 hours per year
Caregiver Support
Members can move to an assisted living facility for up to 14 days post-hospitalization with prior authorization Members can move to an assisted living facility for up to 14 days post-hospitalization with prior authorization
Meals5
14 meals (7 days) post hospital discharge6 14 meals (7 days) post hospital discharge6
Telehealth
Coverage and copays vary depending on the type of provider Coverage and copays vary depending on the type of provider
Transportation
Round trip medical transportation from home to PCP office or Behavioral Health specialist after hospitalization
Prior authorization may be required
Round trip medical transportation from home to PCP office or Behavioral Health specialist after hospitalization
Prior authorization may be required

The above chart reflects in-network costs. Costs may vary depending on plan type, product, or service. See the CCA Medicare Ultima plan and CCA Medicare Excel plan documents below for additional benefit coverage.

Do you qualify for Extra Help?

Eligible Medicare beneficiaries who have limited income may qualify for a government program called Extra Help. If you enroll in the CCA Medicare Ultima, the Extra Help program may lower your prescription drug costs and your monthly premium payment.

To check if you qualify for Extra Help, visit SSA.gov4 and search “Extra Help.” To apply over the phone or to request an application, call Social Security at 1-800-772-1213 (TTY 1-800-325-0778).

CCA Medicare Advantage Plan Benefit Documents

CCA Medicare Ultima (HMO) and CCA Medicare Excel (HMO) (MI) – Summary of Benefits (2023)

CCA Medicare Ultima (HMO) and CCA Medicare Excel (HMO) (MI) – Evidence of Coverage (2023)

A detailed document to explain how your CCA Medicare Ultima and CCA Medicare Excel work and what care and services are covered.

CCA Medicare Ultima Plan (HMO) (MI) – ANOC (2023)

CCA Medicare Excel Plan (HMO) (MI) – ANOC (2023)

CCA Medicare Excel Low Income Subsidy CA – Premium Summary (2023)

A notice for members who qualify for extra help paying for their prescription drug coverage.

CCA Health MI – Medicare Star Ratings (2023)

Medicare evaluates plans based on a 5-star rating system. Star Ratings are calculated each year and may change from one year to the next. This document tells you our ratings from Medicare.

1 You have to continue to pay your Medicare Part B Premium unless your Part B premium is paid for you by Medicaid.

2 If you qualify for Extra Help, your costs may be lower.

3 Certain restrictions may apply. Only at participating locations.

4 When you click this link, you will leave the CCA Health website.

5 Participation limited based on medical criteria.

6 Prior authorization required.

The benefit information provided here is a brief summary, not a complete description of benefits. Benefits, formulary, and pharmacy and/or provider networks may change on January 1 of each year. Limitations, copayments, and restrictions may apply.

The Silver&Fit program is provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH). Silver&Fit are trademarks of ASH and used with permission herein.

CCA Medicare Excel (HMO) and CCA Medicare Ultima (HMO) are health plans with Medicare contracts. Enrollment depends on contract renewal.

Check out our benefits for 2024

Medicare Advantage HMO-POS Plan
CCA Medicare Excel
Benefits
Monthly Plan Premium1
$0
Annual Medical Deductible
$0
Maximum Out-of-Pocket Costs
No more than $3,800 annually
In-Network Referrals
None required
In-Network Primary Care Copay
$0
In-Network Specialist Copay
$10
Inpatient Hospital Stays2
Inpatient:
$295 per day for days 1–7;
$0 for days 8 and beyond
Preventive Care
$0
Prescription Drugs
$0 for Tier 1 and Tier 2, Preferred Retail
Dental Services
$0 copay for routine and preventive dental services. Comprehensive dental care2 coverage $2,000 annual maximum3
Vision Services
$300 flex card for routine eye exams and eyewear3
Hearing Services
$0 routine exam3
$1,500 per year for two hearing aids (one per ear)
Healthy Savings Card4
$240 every calendar quarter to buy plan-approved over-the-counter products
Covered 
Home Healthcare2
$0 copay
Transportation2
$0 copay per one-way trip (up to 12 per year to plan-approved locations, maximum of 20 miles)

The above reflects in-network costs. Costs may vary depending on plan type, product, or service. See the CCA Medicare Excel plan documents below for additional benefit coverage.

Do you qualify for Extra Help?

Eligible Medicare beneficiaries who have limited income may qualify for a government program called Extra Help.

To check if you qualify for Extra Help, visit SSA.gov6 and search “Extra Help.” To apply over the phone or to request an application, call Social Security at 1-800-772-1213 (TTY 1-800-325-0778).

CCA Medicare Advantage Plan Benefit Documents

CCA Medicare Excel (HMO POS) (MI) – Summary of Benefits (2024)

CCA Medicare Excel (HMO POS) (MI) – Evidence of Coverage (2024)

A detailed document to explain how your CCA Medicare Excel plan works and what care and services are covered.

CCA Medicare Excel Plan (HMO POS) (MI) – ANOC (2024)

CCA Medicare Excel (HMO POS) (MI) – Low Income Subsidy Premium Summary (2024)

A notice for members who qualify for extra help paying for their prescription drug coverage.

CCA Health (MI) – Medicare Star Ratings (2024)

Medicare evaluates plans based on a 5-star rating system. Star Ratings are calculated each year and may change from one year to the next. This document tells you our ratings from Medicare.

1 You have to continue to pay your Medicare Part B Premium unless your Part B premium is paid for you by Medicaid.

2 Prior authorization is required.

3 Coverage limitations apply. Refer to the Evidence of Coverage for full benefit information.

4 Certain restrictions apply. Participating locations only. Contact the plan for more information.

5 The Silver&Fit® program is provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty (ASH). Silver&Fit are trademarks of ASH and used with permission herein. Certain restrictions apply. Participating in-network locations only.

6 Clicking on this link will direct you away from the CCA Health Michigan website.

The benefit information provided here is a brief summary, not a complete description of benefits. Benefits, formulary, and pharmacy and/or provider networks may change on January 1 of each year. Limitations, copayments, and restrictions may apply.

CCA Medicare Excel (HMO POS) is a health plan with a Medicare contract. Enrollment depends on contract renewal.