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Understanding Medicaid

How do I keep my Medicaid coverage?

October 1, 2022
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Medicaid provides health coverage for millions of Americans. Eligibility for Medicaid is based on financial assets and income. Income eligibility is based on many factors. These include your taxable income, Social Security benefits, and interest earnings.

Click here1 for the Massachusetts Medicaid (Mass Health) eligibility tool.
Click here1 for the Rhode Island Medicaid eligibility tool.
Click here1 for the Michigan Medicaid eligibility tool.

But what if your financial situation improves?

You must always report any change in income or financial assets to the state Medicaid office. You will be asked to provide certain documents to determine if your eligibility has changed. If your financial situation improves, you could lose your Medicaid benefits. You would also no longer meet the requirements to enroll in a Dual Eligible Special Needs health plan.

When that happens, you may still be able to qualify for coverage through a private health insurance company. For instance, a Medicare Advantage plan may be a good option.

If you become eligible for Medicaid again at a later date, you will have to re-apply for benefits.

For more information about Medicaid eligibility:

Sources:

https://www.macpac.gov/medicaid-101/1

https://www.medicaid.gov/1

https://www.mass.gov/topics/masshealth1

https://www.michigan.gov/mdhhs/assistance-programs/medicaid1

1 When you click this link, you will leave the Commonwealth Care Alliance website.

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