Dual Eligible Special Needs (D-SNP) health plans provide extra benefits at no extra cost to people who are eligible for both Medicare and Medicaid. Here’s what you need to know and how to determine if you are qualified for a D-SNP plan.
A Dual Eligible Special Needs Plan (D-SNP) is a special type of Medicare Advantage plan. D-SNP benefits and services are similar to those provided by an HMO or PPO Medicare Advantage plan. But they include deeper cost savings and additional benefits and services for individuals with specific diseases, certain healthcare needs, or limited incomes. To understand Medicare terms and definitions, read this article.
To qualify for a D-SNP Plan, you must be eligible for both Medicare and Medicaid. You must live in the insurance company’s service area. (A service area is a specific geographic area a member must live in to be accepted by a health plan). And you cannot have any other comprehensive health insurance except Medicare.
Enrollment in a D-SNP plan depends on the month you plan to enroll.
We hope this article has helped you understand if you are eligible for a D-SNP plan and when you can enroll. If you would like more information about D-SNP plans or about the terms used in this article, you can find it here.
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